Market Timing Is Not An Investment Strategy
Market timing could potentially cost you hundreds of thousands of dollars. So avoid market timing and stick with your investment plan.
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What Is A Realistic Rate of Return For Retirement Planning
Is 10% rate of return a good number to use for retirement planning? May be not, if your investment time horizon is 15 to 20 years. Read more in this article.
» Read moreTraining Your Mind: A Practical Approach to Managing Stress
During a recent conversation with some friends about managing stress, an interesting topic came up about something that we have all experienced at times, “stress overload”. There are times when our mind is so overwhelmed with stress that it is neither prepared to go through reflection practice to understand the […]
» Read moreIs The Time To Invest in Gold Now?
In the first week of August, gold was trading above $2,000 for the first time in history. Citi economists predict that gold could reach $2,300 in next six to twelve months, while Bank of America predicts the gold could reach $3,000 over the next 18 months! According to this CNBC […]
» Read moreShould You Abandon Tax-Exempt Bond Fund?
As you know, the majority of securities held in a Tax-Exempt Bond fund are municipal bonds issued by state and local governments. For instance, at least 75% of the securities held by Vanguard Intermediate Tax-Exempt Bond Fund (VWITX) are municipal bonds. High unemployment, loss of tourism, collapse of oil and […]
» Read moreTraining Your Mind: Cultivate Patience – Slowing Down
During the early days of my IT career, I could just put my hoodie up and lose myself in the code I was writing. Fully focusing on the task at hand was natural for me at that time, so I didn’t realize the value of that skill. Over the years […]
» Read moreSaving for Retirement Using the Engineering Equation!
In this post, I will be demonstrating how the process of saving for retirement is analogous to the engineering equation! As with any engineering analysis, firstly, we will start with a problem statement. Secondly, we will review variables. And finally, we will review the end result. Problem Statement So here […]
» Read more4 Roadblocks To Achieve Retirement Savings Goal
Do you know that the national average retirement savings balance for all ages is $95,600 according to Fidelity? If you review the data further, the average retirement savings balance is $160,000 for age groups 50 to 59 and $182,100 for age groups 60 to 69. These average retirement savings may […]
» Read moreThe Tale of Retirement Savings: $417 to $2.8 million
Your retirement savings has potential to grow from $417 to $2.8 million over 40 years with consistent investing from every paycheck! Yes, it is possible! How? Read on! After you decide how much to contribute in a 401(k) and/or Roth IRA, it’s time to decide where to invest your retirement […]
» Read moreTraining Your Mind: Managing Stress
Why manage stress? We all have experienced stress in different forms throughout our lives. Sometimes as a passing thought and sometimes as an all-consuming and debilitating war raging inside our mind day in and day out. This war which exists completely inside our mind takes away our ability to think […]
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