About Us

Here at Investors in Mind and Money (IMM) we believe that the cornerstones of successful life are; a calm mind and sound investment philosophy. It inspired us to share our experiences in Training Your Mind and Building Your Wealth.

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We are an engineer-couple living in Houston, Texas. We have one high schooler. After working 20 years in the field, we attained financial independence in our mid-forties. Both of us enjoy what we do and are still working full time. When we are not solving engineering problems, three of us visit National Parks and travel the world. 

What motivated us to invest in mind and money?

Better health, meaningful relationships, achieving our full potential, and above all finding peace and joy was our motivation to start Training our Mind. We wanted to look beyond satisfaction from work and accumulating wealth. We wanted to gain a deeper understanding of ourselves and to improve our well-being.

Financial independence was our motivation to start Investing in Money. As engineers we are trained to solve problems with equations, data, and trends. We are also trained to manage and/or mitigate risk. The similarities between engineering and investing motivated us to become Do-It-Yourself (DIY) investors.

What is our approach?


Acceptance, reflection, and mindful living are the pillars in our journey to find purpose and peace. Unlike building wealth, “Training Your Mind” delves into intangibles. This journey does not have an “end”. We are still learning something new everyday from people and events around the world.

Wealth Building

Saving and frugal living were part of our upbringing, but what to do with those savings was self-taught. Budgeting, saving, and investing consistently are the pillars in our wealth building journey to secure our financial future.

What to expect from Investors in Mind and Money

In “Mind Series”, we will be discussing topics such as self-acceptance, forgiveness, and mindful living. As we progress in the mind series, you should expect deeper discussions that will challenge your thinking.

In the “Money Series, we will be discussing topics such as wealth building and investing. You should expect posts with graphs, data, and/or equations.

We are excited to be with you on this journey and to learn from each other.

Who we are?


Rinku is the author of the “Mind Series”. She has been practicing mindful living for over a decade and has a certification in mindfulness coaching. She has been working in the Technology field for the last 20 years, and is currently working as the Director of Technology for an e-commerce company. Rinku loves nature and treasures the annual national park visits with her family. Besides enjoying nature, she loves gardening, reading, and traveling.


Ruju is the content editor of this blog. She is a high schooler. When she is not busy with school, Ruju writes poetry. Her zeal for writing earned her a silver medal and several Gold and Silver Keys in the Scholastic Arts and Writing competition. Besides writing, Ruju enjoys reading, hiking, travelling, and music.


Kaushal is the author of the “Money Series”. He has been working in the engineering field for the last 20+ years. He worked for a Fortune 500 company for 12 years before becoming an entrepreneur. He enjoys learning and teaching all aspects of investment topics. Besides engineering and investing, Kaushal enjoys hiking, travelling, and drinking good coffee and draft beers.