Alpha and beta are risk and return measures of the investment. Alpha represents the unsystematic risk. Beta is used to measure systematic risk. Average investor like you and I cannot control the systematic risk (beta) but we can manage unsystematic risk (alpha) with diversification. Investing in a broadly diversified index fund is one of the ways to manage unsystematic risk.
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The five keys to successful investing are Risk, Discipline, Patience, Time and Investor Psychology. Read more in this article.
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Consideration of tax efficient investment is important because it will reduce your tax burden. In essence, tax Efficiency is about saving taxes by investing strategically among tax-advantaged accounts and taxable accounts. The bottom line of tax efficient investing is reducing your tax burden by either saving on taxes or defer […]
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A life insurance policy is for the ones you leave behind. It should be one of the most important items on everyone’s to-do list.
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You should consider protecting your wealth by implementing an asset protection strategy such as Personal Umbrella Policy.
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This article is an introduction to India’s stock market. One of its indexes, BSE SENSEX, generated an impressive annualized return of 16% from 1979 to 2019.
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Market timing could potentially cost you hundreds of thousands of dollars. So avoid market timing and stick with your investment plan.
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Is 10% rate of return a good number to use for retirement planning? May be not, if your investment time horizon is 15 to 20 years. Read more in this article.
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In the first week of August, gold was trading above $2,000 for the first time in history. Citi economists predict that gold could reach $2,300 in next six to twelve months, while Bank of America predicts the gold could reach $3,000 over the next 18 months! According to this CNBC […]
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As you know, the majority of securities held in a Tax-Exempt Bond fund are municipal bonds issued by state and local governments. For instance, at least 75% of the securities held by Vanguard Intermediate Tax-Exempt Bond Fund (VWITX) are municipal bonds. High unemployment, loss of tourism, collapse of oil and […]
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